Manage employee loans without spreadsheets.
Loan requests, approvals, repayment schedules, and payroll deductions. All in one workflow.
Loans are a reality for most businesses. Salary advances. Emergency loans. Hajj loans. Education support. Most companies track them on a spreadsheet. The repayment schedules drift. The deductions miss months. By the end of the year, nobody is sure who owes what.
What changes with bluworks.
Configurable loan types
Salary advance, emergency, hajj, education. Each with its own approval flow and repayment terms.
Approval workflow built in
Employees request from the app. Manager and finance approvals routed automatically.
Auto-deducted from payroll
Repayment schedule deducted from each cycle automatically. Fully transparent on the payslip.
Always-accurate balance
Outstanding balance per employee, per loan, always live.
How it works.
Configure loan types
Approval flows, eligibility rules, and repayment terms per type.
Employees request from the app
Pick the loan type, enter the amount, submit.
Approvals route automatically
Manager and finance notified. Decisions logged.
Repayments auto-deducted
From each payroll cycle until paid in full. Visible to the employee throughout. "If you can't plan your finances for the month ahead, it becomes impossible to manage your responsibilities, and ultimately, you can't even plan your life."
“We used to track loans in a separate Excel file and always forgot someone during payroll. Now it's all in one place and it runs itself.”
